Home Buyer Information for Naperville, Plainfield, Oswego and the Chicago Area
Buying a home can be exciting and overwhelming at the same time. How many times will you buy a home? Once, twice or maybe three times in your lifetime? For this reason, it can hardly be expected to know all the ins and outs of a major transaction complicated by so many details. In most transactions, Sellers are represented by a listing agent who works these details and acts in their client’s best interest. As a Buyer, you also need complete and fair representation in your real estate transaction
As you begin to look at Naperville homes for sale, Plainfield real estate, or any other nearby area, the first thing you need to do is contact a qualified Buyer’s Representative. Choose a Realtor who is an ABR (Accredited Buyers Representative). You can view my ABR profile here. An ABR has advanced training and specialized education to assist the needs of home buyers. It is crucial you have an experienced professional and well connected Realtor at your side to help you through every step of the home buying process. Best of all, our services are FREE to home buyers.
A Realtor is someone you can trust to be with you from locating the perfect property all the way through closing. If you need to obtain financing, they will also be able to help you find the best mortgage lender. On top of that, they know where the homes are for sale and what is within your price range.
The biggest mistake a you can make as a home buyer while searching for Naperville homes for sale or even Plainfield foreclosures for sale, is thinking you can get away with doing it on your own. Unlike shopping for a computer or even a car, this is not just some purchase that can be done on a Saturday afternoon. It truly is a lifetime milestone event that requires an experienced professional to help you understand the market and make sure you receive the best deal available at the best terms.
As soon as you have selected a Realtor you believe to be qualified and trustworthy, the next step to buying a home is getting preapproved for a loan. You need to request a copy of your credit report and make sure your FICO score is as strong as possible. The higher your score, the better interest rate you will receive. Obviously, you need to determine what your price range is from the start. Knowing what you can afford can help eliminate a large cluster of homes that are out of your price range or simply not good enough.
When looking at homes for sale, it is important to next assess your wants and needs. We created a Buyers Success Package that will guide you through the home buying process. In this package, we discuss and help you:
- Define your Ideal Home
- Assess your wants and needs
- Outline the Home Buying Process
- Review from Initial Consultation to Post-Closing
- Discuss Agency Relationships
- Buyers Agent/Sellers Agent/Dual Agent
- Provide a Home Buyers Worksheet
- Assess Pro’s/Con’s of each potential home
- Review Offer Terms and Conditions
- Obtaining the best deal for you
- Complete the Closing Process
- Our role working with Lenders, Attorneys, Title Companies, Insurance Agents and other Realtors
- Post-Closing details
- Transferring/establishing utility services, hiring contractors, registering for school and all the other details.
Download our Buyers Success Package today!
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Rich and Karen Ayers
Real Estate Brokers/Owners
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