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Rich AyersAyers Realty Group
Back$825,0004 bd5 ba3,186 sqft

$825,000For sale

0N045 UNDERWOOD

Geneva, IL 60134 · MLS# MRD12679991

Listing courtesy of Charles Rutenberg Realty of IL
  • 4Beds
  • 5Baths
  • 3,186Sq Ft
  • 1999Year Built

About This Home

Over $200K in recent improvements, including a 2024 kitchen renovation, four updated baths, 2023 HVAC, new gutters and a fully finished 1,093-sq-ft lower level. This stunning residence located in Mill Creek features three fully finished levels, fresh interior/exterior paint, a high-efficiency furnace & A/C (2023), dual water heaters (2019/2021), and new gutters with guards. Designed for effortless entertaining, the formal living and dining rooms lead to a re-imagined contemporary kitchen (2024) boasting premium quartz countertops, a massive center island, and sleek new LG appliances. The kitchen opens directly to a voluminous two-story family room with a brick fireplace, as well as a large rear deck. A main-floor den serves as an ideal private office. Upstairs, four modern bathrooms (all updated 2025) service four bedrooms, including an expansive primary suite with an oversized walk-in closet, a dedicated guest suite with its own private bath, and a refreshed Jack-and-Jill bath. The fully finished lower level of 1,000+ sq. ft. includes a 5th bedroom w/ Cedar Closet + full bath + wet bar + recreation room. Enjoy a private, fully fenced backyard with mature trees and a 3-car garage. Unbeatable Mill Creek amenities include golf, tennis, pickleball, miles of trails, and an elementary school-just minutes from Downtown Geneva, Metra, I-88, and the Randall Road corridor.

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Property at a Glance: 0N045 UNDERWOOD

This residential property at 0N045 UNDERWOOD, Geneva, IL 60134 is for sale at $825,000. The home has 4 bedrooms, 5 bathrooms and 3,186 square feet of living space. It was built in 1999 and sits on a lot of 0.27 acres. That comes to about $259 per square foot. Reach out to set up a showing or ask for more details about this home.

Snapshot

Status
For sale
Price
$825,000
Bedrooms
4
Bathrooms
5
Full Baths
4
Half Baths
1
Property Type
Residential
Year Built
1999
Square Feet
3,186
Lot Size
0.27 acres
Days on Market
117
MLS #
MRD12679991
Price per Sq Ft
$259
County
Kane
Subdivision
Mill Creek

Nearby Schools

  • Elementary SchoolMill Creek Elementary School
  • Middle SchoolGeneva Middle School
  • High SchoolGeneva Community High School

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Property Details

Building
Property Type: Residential
Year Built: 1999
Architectural Style: Traditional
Land
Lot Size: 0.27 acres
Lot Features: Mature Trees, Level
Money
Community: Park, Tennis Court(s), Lake, Curbs, Sidewalks, Street Lights, Street Paved
Annual Tax: $15,614
County: Kane
School District: 304
Association Includes: None
HOA: Not provided
HOA Fee: Not provided
Rooms
Heating: Natural Gas, Forced Air
Cooling: Central Air
Appliances: Microwave, Dishwasher, Refrigerator, Freezer, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Cooktop, Gas Cooktop
Interior: Cathedral Ceiling(s), Wet Bar, Built-in Features, Walk-In Closet(s), Quartz Counters
Flooring: Laminate
Fireplace: Gas Log, Gas Starter
Basement: Finished, Full
Rooms: 11
Laundry: Main Level, Sink
Windows: Screens
Structures
Garage Spaces: 3
Parking: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
Construction: Cedar
Roof: Asphalt
Foundation: Concrete Perimeter
Fencing: Fenced
Patio and Porch: Deck
Systems
Sewer: Public Sewer
Water Source: Shared Well
Electric: Circuit Breakers, 200+ Amp Service

Mill Creek in Geneva, IL

0N045 UNDERWOOD is in the Mill Creek neighborhood of Geneva, IL. It is served by Mill Creek Elementary School, Geneva Middle School and Geneva Community High School. Ask Rich Ayers about other homes for sale in Mill Creek and what nearby homes have sold for.

Location

0N045 UNDERWOOD, Geneva, IL 60134 Open in Google Maps

Mortgage Calculator

Estimated Monthly Payment$4,172
$660,000Loan Amount
$165,000Down Payment
$841,794Total Interest

Principal and interest only. Taxes, insurance and HOA dues are extra.

Rich Ayers Can Answer Your Questions About This Home

Why Work With Rich Ayers?

Buying a home in Geneva, IL goes better with a local agent on your side. Rich Ayers can set up private showings, pull the latest numbers for the area, and guide you through the offer and the closing. Call 630-430-5927 to get started. Whether 0N045 UNDERWOOD is the one or you would like to see other homes nearby, reach out any time.

Local facts

Facts and context beyond the MLS description

What the numbers say about 0N045 UNDERWOOD and the Geneva area around it.

Current market context

How this home compares in Geneva

  • $259This home per sq ft
  • $245Median per sq ft
  • 34Homes for sale like it
  • 7Average days on market

At $259 per square foot, 0N045 UNDERWOOD is priced about 6% above the $245 median for 4 bedroom homes for sale in Geneva now.

Listing timeline

Price and status history

DateEventPrice
Oct 12, 2026Active$825,000

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