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Rich AyersAyers Realty Group
Back$425,0004 bd3 ba2,245 sqft

$425,000For sale

418 Terrace

Oswego, IL 60543 · MLS# MRD12784159

Listing courtesy of Keller Williams Infinity
  • 4Beds
  • 3Baths
  • 2,245Sq Ft
  • 2001Year Built

About This Home

Discover the potential in this spacious 4-bedroom, 2.5-bath home in the heart of Oswego, offering generous living spaces, a functional floor plan, and several major recent updates. A welcoming two-story foyer sets the tone as you enter, while large windows throughout fill the home with an abundance of natural light. The thoughtfully designed layout provides plenty of space for everyday living, entertaining, and working from home. Fresh interior paint and brand-new carpeting create a clean, neutral foundation, while still offering the next owner the opportunity to add their own style and personal touches. The partially finished basement adds valuable additional living space and features a dry bar-perfect for a recreation room, home office, fitness area, playroom, or game-day gatherings. Step outside to a generously sized backyard offering endless possibilities for outdoor entertaining, gardening, play, or simply relaxing and enjoying the outdoors. Major recent improvements add even more value, including a brand-new roof (August 2026), new water heater (July 2026), new air conditioner, and whole-home interior paint (Spring 2026), plus new carpet (summer 2026). Conveniently located near parks, walking trails, shopping, dining, and Oswego-area schools, this home offers the ideal combination of space, location, recent improvements, and opportunity. This home is ready for immediate occupancy plus has instant sweat equity to be made! Make it your own. Some photos are virtually staged to give you ideas of what you can do with the space.

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Property at a Glance: 418 Terrace

This residential property at 418 Terrace, Oswego, IL 60543 is for sale at $425,000. The home has 4 bedrooms, 3 bathrooms and 2,245 square feet of living space. It was built in 2001 and sits on a lot of 0.26 acres. That comes to about $189 per square foot. Reach out to set up a showing or ask for more details about this home.

Snapshot

Status
For sale
Price
$425,000
Bedrooms
4
Bathrooms
3
Full Baths
2
Half Baths
1
Property Type
Residential
Year Built
2001
Square Feet
2,245
Lot Size
0.26 acres
Days on Market
8
MLS #
MRD12784159
Price per Sq Ft
$189
County
Kendall

Nearby Schools

  • Elementary SchoolPrairie Point Elementary School
  • Middle SchoolTraughber Junior High School
  • High SchoolOswego High School

Need a quick answer before the details?

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Call 630-430-5927

Property Details

Building
Property Type: Residential
Year Built: 2001
Land
Lot Size: 0.26 acres
Lot Features: Landscaped
Money
Annual Tax: $8,716
County: Kendall
School District: 308
Association Includes: None
HOA: Yes
HOA Fee: $285 annually
Rooms
Heating: Gas, Forced Air
Cooling: Central Air
Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
Basement: Finished, Partial
Rooms: 8
Laundry: Main Level, In Unit
Structures
Garage Spaces: 2
Parking: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
Construction: Vinyl Siding
Roof: Asphalt
Foundation: Concrete Perimeter
Systems
Sewer: Public Sewer
Water Source: Public

Living in Oswego, IL

418 Terrace is in Oswego, IL, in Kendall County. It is served by Prairie Point Elementary School, Traughber Junior High School and Oswego High School. Ask Rich Ayers about other homes for sale in Oswego and what nearby homes have sold for.

Location

418 Terrace, Oswego, IL 60543 Open in Google Maps

Mortgage Calculator

Estimated Monthly Payment$2,149
$340,000Loan Amount
$85,000Down Payment
$433,651Total Interest

Principal and interest only. Taxes, insurance and HOA dues are extra.

Rich Ayers Can Answer Your Questions About This Home

Why Work With Rich Ayers?

Buying a home in Oswego, IL goes better with a local agent on your side. Rich Ayers can set up private showings, pull the latest numbers for the area, and guide you through the offer and the closing. Call 630-430-5927 to get started. Whether 418 Terrace is the one or you would like to see other homes nearby, reach out any time.

Local facts

Facts and context beyond the MLS description

What the numbers say about 418 Terrace and the Oswego area around it.

Current market context

How this home compares in Oswego

  • $189This home per sq ft
  • $204Median per sq ft
  • 102Homes for sale like it
  • 7Average days on market

At $189 per square foot, 418 Terrace is priced about 7% below the $204 median for 4 bedroom homes for sale in Oswego now.

Nearby sold homes

Recent sold homes near this property

Homes that sold within 1.25 miles of 418 Terrace in the last 6 months, at a median price of $415,000.

AddressSoldHomeSold priceDistance
203 ParksideNov 10, 20263 bd · 3 ba · 2,156 sqft$415,0000.3 mi

Every home is different. Ask for a full price review before you make an offer.

Listing timeline

Price and status history

DateEventPrice
Nov 1, 2026Active$425,000

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Interested in 418 Terrace?

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