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Rich AyersAyers Realty Group
Back$629,0004 bd3 ba1,815 sqft

$629,000For sale

122 5th

St. Charles, IL 60174 · MLS# MRD12797307

Listing courtesy of Coldwell Banker Realty
  • 4Beds
  • 3Baths
  • 1,815Sq Ft
  • 1900Year Built

About This Home

**Perfectly positioned on a prominent corner lot atop a hill, 122 S 5th Street stands as a testament to the enduring appeal of the St. Charles Historic District.** This beautifully renovated 4-bedroom, 2.5-bathroom residence underwent a meticulous 2023 rehab, thoughtfully blending its historic character with the comfort and functionality of modern living. The interior layout is anchored by a fully updated kitchen featuring sleek cabinetry, premium surfaces, and a fresh, contemporary feel. Each of the two and a half bathrooms has been redesigned with modern tile and fixtures. The three well-proportioned bedrooms provide a versatile floor plan suited to a variety of lifestyles. A standout feature is the spacious finished dormer offering exciting possibilities beyond the main living areas. Depending on your needs, this flexible space could become an additional guest room, children's playroom, home office, creative studio, reading retreat, or private lounge. With its generous proportions and character, it is a space that invites you to imagine how it could best complement your lifestyle. Outdoors, the property features a classic front porch and a fully fenced-in yard, creating an inviting setting for relaxing, entertaining, or enjoying the neighborhood's charm. Located within the historic district, the home places you among the distinctive architecture and timeless character of one of St. Charles' most desirable areas, while the comprehensive 2023 renovation provides the peace of mind of a move-in-ready home. This is a rare opportunity to own a beautifully updated piece of St. Charles history, with the character of yesterday, the conveniences of today, and the flexibility to create the home you've envisioned.

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Property at a Glance: 122 5th

This residential property at 122 5th, St. Charles, IL 60174 is for sale at $629,000. The home has 4 bedrooms, 3 bathrooms and 1,815 square feet of living space. It was built in 1900 and sits on a lot of 0.1 acres. That comes to about $347 per square foot. Reach out to set up a showing or ask for more details about this home.

Snapshot

Status
For sale
Price
$629,000
Bedrooms
4
Bathrooms
3
Full Baths
2
Half Baths
1
Property Type
Residential
Year Built
1900
Square Feet
1,815
Lot Size
0.1 acres
Days on Market
51
MLS #
MRD12797307
Price per Sq Ft
$347
County
Kane

Nearby Schools

  • Elementary SchoolDavis Richmond
  • Middle SchoolThompson Middle School
  • High SchoolSt Charles East High School

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Property Details

Building
Property Type: Residential
Year Built: 1900
Architectural Style: American 4-Sq.
Land
Lot Size: 0.1 acres
Lot Features: Corner Lot, Landscaped
Money
Community: Park, Curbs, Sidewalks, Street Lights, Street Paved
Annual Tax: $7,726
County: Kane
School District: 303
Association Includes: None
HOA: Not provided
HOA Fee: Not provided
Rooms
Heating: Gas, Forced Air
Cooling: Central Air, Wall Unit(s)
Appliances: Range, Microwave, Dishwasher, Refrigerator, Stainless Steel Appliance(s), Range Hood
Interior: Historic/Period Mlwk, Granite Counters
Flooring: Hardwood
Basement: Unfinished, Concrete, Storage Space, Full
Rooms: 7
Windows: Drapes
Structures
Garage Spaces: 1.5
Parking: Asphalt, Shared Driveway, Garage Door Opener, Yes, Garage Owned, Detached, Garage
Construction: Frame
Roof: Asphalt
Foundation: Concrete Perimeter
Fencing: Fenced
Systems
Sewer: Public Sewer
Water Source: Public
Electric: 100 Amp Service

Living in St. Charles, IL

122 5th is in St. Charles, IL, in Kane County. It is served by Davis Richmond, Thompson Middle School and St Charles East High School. Ask Rich Ayers about other homes for sale in St. Charles and what nearby homes have sold for.

Mortgage Calculator

Estimated Monthly Payment$3,181
$503,200Loan Amount
$125,800Down Payment
$641,804Total Interest

Principal and interest only. Taxes, insurance and HOA dues are extra.

Rich Ayers Can Answer Your Questions About This Home

Why Work With Rich Ayers?

Buying a home in St. Charles, IL goes better with a local agent on your side. Rich Ayers can set up private showings, pull the latest numbers for the area, and guide you through the offer and the closing. Call 630-430-5927 to get started. Whether 122 5th is the one or you would like to see other homes nearby, reach out any time.

Local facts

Facts and context beyond the MLS description

What the numbers say about 122 5th and the St. Charles area around it.

Current market context

How this home compares in St. Charles

  • $347This home per sq ft
  • $244Median per sq ft
  • 73Homes for sale like it
  • 7Average days on market

At $347 per square foot, 122 5th is priced about 42% above the $244 median for 4 bedroom homes for sale in St. Charles now.

Listing timeline

Price and status history

DateEventPrice
Nov 4, 2026Active$629,000

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