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Rich AyersAyers Realty Group
Back$1,099,0003 bd4 ba3,636 sqft

$1,099,000For sale

1240 Willowgate

St. Charles, IL 60174 · MLS# MRD12788275

Listing courtesy of eXp Realty - St. Charles
  • 3Beds
  • 4Baths
  • 3,636Sq Ft
  • 1993Year Built

About This Home

Rare opportunity to own a Fox River waterfront luxury duplex with a first-floor primary suite in Willowgate, one of St. Charles' most desirable maintenance-free communities. Offering 2,716 square feet above grade and approximately 3,600 finished square feet including the walkout basement, this home combines an exceptional riverfront setting with a highly sought-after floor plan just minutes from downtown St. Charles, downtown Geneva, the Fox River Trail, shopping, dining, parks, and the Metra. The main level features a private den, vaulted family room filled with natural light and panoramic Fox River views, a beautifully appointed kitchen with premium Poggenpohl cabinetry, laundry room, and the first-floor primary suite. Upstairs are two spacious bedrooms connected by a Jack-and-Jill bath. The finished walkout basement offers a large recreation room, family room, bar area, full bath, and direct access to the backyard. Enjoy spectacular river views from the screened porch and paver patio. Additional highlights include a new roof (2021) and new HVAC systems (2025). Luxury riverfront homes in Willowgate rarely become available, making this an exceptional opportunity to enjoy Fox River waterfront living in one of St. Charles' premier locations.

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Property at a Glance: 1240 Willowgate

This residential property at 1240 Willowgate, St. Charles, IL 60174 is for sale at $1,099,000. The home has 3 bedrooms, 4 bathrooms and 3,636 square feet of living space. It was built in 1993. That comes to about $302 per square foot. Reach out to set up a showing or ask for more details about this home.

Snapshot

Status
For sale
Price
$1,099,000
Bedrooms
3
Bathrooms
4
Full Baths
3
Half Baths
1
Property Type
Residential
Year Built
1993
Square Feet
3,636
Days on Market
8
MLS #
MRD12788275
Price per Sq Ft
$302
County
Kane

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Property Details

Building
Property Type: Residential
Year Built: 1993
Stories: 2
Land
Lot Features: Common Grounds, Cul-De-Sac, Forest Preserve Adjacent
Waterfront: River Front
Money
Annual Tax: $20,110
County: Kane
School District: 303
Association Includes: Insurance, Exterior Maintenance, Lawn Care, Snow Removal
HOA: Yes
HOA Fee: $623 monthly
Rooms
Heating: Gas, Forced Air
Cooling: Central Air
Appliances: Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Cooktop, Range Hood, Water Softener Owned
Interior: Vaulted Ceiling(s), Wet Bar, 1st Floor Bedroom
Fireplace: Gas Log, Gas Starter
Basement: Finished, Walk-Out Access
Rooms: 11
Laundry: Main Level
Windows: Screens
Structures
Garage Spaces: 2
Parking: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
Construction: Brick
Roof: Asphalt
Foundation: Concrete Perimeter
Patio and Porch: Patio
Systems
Sewer: Public Sewer
Water Source: Public

Living in St. Charles, IL

1240 Willowgate is in St. Charles, IL, in Kane County. Ask Rich Ayers about other homes for sale in St. Charles and what nearby homes have sold for.

Location

1240 Willowgate, St. Charles, IL 60174 Open in Google Maps

Mortgage Calculator

Estimated Monthly Payment$5,557
$879,200Loan Amount
$219,800Down Payment
$1,121,371Total Interest

Principal and interest only. Taxes, insurance and HOA dues are extra.

Rich Ayers Can Answer Your Questions About This Home

Why Work With Rich Ayers?

Buying a home in St. Charles, IL goes better with a local agent on your side. Rich Ayers can set up private showings, pull the latest numbers for the area, and guide you through the offer and the closing. Call 630-430-5927 to get started. Whether 1240 Willowgate is the one or you would like to see other homes nearby, reach out any time.

Local facts

Facts and context beyond the MLS description

What the numbers say about 1240 Willowgate and the St. Charles area around it.

Current market context

How this home compares in St. Charles

  • $302This home per sq ft
  • $245Median per sq ft
  • 63Homes for sale like it
  • 7Average days on market

At $302 per square foot, 1240 Willowgate is priced about 23% above the $245 median for 3 bedroom homes for sale in St. Charles now.

Listing timeline

Price and status history

DateEventPrice
Oct 27, 2026Active$1,099,000

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