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Rich AyersAyers Realty Group
Back$799,9005 bd3 ba3,551 sqft

$799,900Pending

42W046 Retreat

St. Charles, IL 60175 · MLS# MRD12780212

Listing courtesy of Great Western Properties
  • 5Beds
  • 3Baths
  • 3,551Sq Ft
  • 1991Year Built

About This Home

Exceptional Home in The Windings! Beautifully updated and thoughtfully designed, this stunning home offers over 3,500 square feet of living space, an outstanding cul-de-sac location and a wonderful, level backyard backing to the winding Ferson creek. Mature trees provide a beautiful natural backdrop, while the spacious yard, deck and fire pit create the perfect setting for outdoor entertaining and relaxation. A dramatic two-story foyer welcomes you into a home filled with quality finishes and attention to detail. Extensive updates include flooring, interior doors, custom millwork, wainscoting, crown molding and built-in bookcases. Nine-foot ceilings enhance the main level, while vaulted ceilings add architectural interest to the family room and sunroom. The beautifully remodeled kitchen features quartz countertops, an expansive center island, high-end stainless steel appliance, brick wall feature and a dedicated coffee/tea bar. Designed with both everyday living and entertaining in mind, the floor plan offers generous gathering spaces, a private first-floor office and a first-floor bedroom with an adjacent full bath, ideal for guests, extended family or multigenerational living. The family room is the perfect place to unwind with a floor to ceiling fireplace and volume ceilings opening to the sunroom with vaulted ceiling with wooden beam and arched windows with built in bookcases. Upstairs, the impressive primary suite is a true retreat, featuring vaulted ceilings, an AMAZINGLY beautifully renovated luxury bath and a private balcony overlooking the serene backyard. Spacious secondary bedrooms and an updated hall bath complete the second level.The partially finished basement provides additional flexible living space, along with rough-in plumbing for a future bathroom. Additional highlights include a three-car garage with epoxy floor, radon mitigation system, newer roof (2019), windows (2016), deck (2019), water heater (2022), kitchen renovation (2020) and primary bath renovation (2022) and new furnaces and ac units. Located in the highly desirable Windings of Ferson Creek, residents enjoy a newly updated clubhouse, community pool and scenic walking and biking trails, playground, tennis courts, fishing pond and sledding hill. Highly ranked 301 school district. A truly special home offering exceptional finishes, versatile living spaces and a beautiful setting in one of the area's most sought-after neighborhoods!

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Property at a Glance: 42W046 Retreat

This residential property at 42W046 Retreat, St. Charles, IL 60175 is pending at $799,900. The home has 5 bedrooms, 3 bathrooms and 3,551 square feet of living space. It was built in 1991 and sits on a lot of 0.49 acres. That comes to about $225 per square foot. Reach out to set up a showing or ask for more details about this home.

Snapshot

Status
Pending
Price
$799,900
Bedrooms
5
Bathrooms
3
Full Baths
3
Property Type
Residential
Year Built
1991
Square Feet
3,551
Lot Size
0.49 acres
Days on Market
11
MLS #
MRD12780212
Price per Sq Ft
$225
County
Kane
Subdivision
The Windings of Ferson Creek

Nearby Schools

  • Elementary SchoolLily Lake Grade School
  • Middle SchoolCentral Middle School
  • High SchoolCentral High School

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Property Details

Building
Property Type: Residential
Year Built: 1991
Architectural Style: Traditional
Land
Lot Size: 0.49 acres
Lot Features: Cul-De-Sac, Wooded
Money
Community: Clubhouse, Park, Pool, Tennis Court(s)
Annual Tax: $12,937
County: Kane
School District: 301
Association Includes: Clubhouse, Pool
HOA: Yes
HOA Fee: $800 annually
Rooms
Heating: Gas, Forced Air
Cooling: Central Air
Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer, Humidifier
Interior: Cathedral Ceiling(s), 1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s), Bookcases, High Ceilings, Special Millwork, Separate Dining Room, Quartz Counters
Flooring: Hardwood
Fireplace: Wood Burning
Basement: Unfinished, Full
Rooms: 11
Laundry: Main Level, Sink
Windows: Skylight(s)
Structures
Garage Spaces: 3
Parking: Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Garage
Construction: Brick, Cedar
Roof: Asphalt
Foundation: Concrete Perimeter
Patio and Porch: Deck
Exterior Features: Balcony, Fire Pit
Systems
Sewer: Public Sewer
Water Source: Shared Well
Electric: Circuit Breakers, 200+ Amp Service

The Windings of Ferson Creek in St. Charles, IL

42W046 Retreat is in the The Windings of Ferson Creek neighborhood of St. Charles, IL. It is served by Lily Lake Grade School, Central Middle School and Central High School. Ask Rich Ayers about other homes for sale in The Windings of Ferson Creek and what nearby homes have sold for.

Location

42W046 Retreat, St. Charles, IL 60175 Open in Google Maps

Mortgage Calculator

Estimated Monthly Payment$4,045
$639,920Loan Amount
$159,980Down Payment
$816,183Total Interest

Principal and interest only. Taxes, insurance and HOA dues are extra.

Rich Ayers Can Answer Your Questions About This Home

Why Work With Rich Ayers?

Buying a home in St. Charles, IL goes better with a local agent on your side. Rich Ayers can set up private showings, pull the latest numbers for the area, and guide you through the offer and the closing. Call 630-430-5927 to get started. Whether 42W046 Retreat is the one or you would like to see other homes nearby, reach out any time.

Local facts

Facts and context beyond the MLS description

What the numbers say about 42W046 Retreat and the St. Charles area around it.

Current market context

How this home compares in St. Charles

  • $225This home per sq ft
  • $227Median per sq ft
  • 39Homes for sale like it
  • 7Average days on market

At $225 per square foot, 42W046 Retreat is priced about the same as the $227 median for 5 or more bedroom homes for sale in St. Charles now.

Listing timeline

Price and status history

DateEventPrice
Oct 25, 2026Pending$799,900

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