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Rich AyersAyers Realty Group
Back$1,199,0004 bd4 ba3,108 sqft

$1,199,000For sale

6N477 IL Route 31

St. Charles, IL 60174 · MLS# MRD12749931

Listing courtesy of Coldwell Banker Realty
  • 4Beds
  • 4Baths
  • 3,108Sq Ft
  • 1955Year Built

About This Home

Thoughtfully rebuilt in 2019, this riverfront retreat offers exceptional craftsmanship, thoughtful design, and remarkable privacy on 2 wooded acres along the Fox River. Originally an A-frame, this unique waterfront residence has been reimagined and expanded into a spacious, beautifully crafted home that blends distinctive architectural character with modern comfort and a warm, lodge-inspired feel. The 2019 expansion seamlessly introduced the open-concept living and kitchen areas, private primary suite with spa-inspired bath, finished lower level, and attached 1-car garage, all thoughtfully integrated with the home's original character. A detached 3-car garage with fully finished living space above adds an exceptional layer of functionality to the property. Set among towering mature trees, the home is approached by a gated circular drive, providing a rare sense of privacy along the river. Step inside to a welcoming foyer that leads into the bright, open-concept living area, where soaring cathedral ceilings, skylights, and expansive sliding glass doors fill the space with natural light and open to the riverfront deck. A floor-to-ceiling wood-burning fireplace with stone surround creates an inviting focal point for relaxing or entertaining. The custom French-style kitchen is equally impressive, featuring a sprawling granite-topped island with seating, crisp white cabinetry, porcelain tile backsplash, chef-grade appliances (2019), walk-in pantry, and eat-in area. The adjoining family room continues the home's distinctive lodge-inspired character with a custom wood-beamed ceiling and a well-appointed wet bar featuring stainless steel appliances, island seating, and custom shelving. The primary suite features an electric fireplace, a large walk-in closet with custom built-ins, and a sliding glass door overlooking the expansive yard and riverfront setting. The spa-inspired ensuite bath offers dual granite-topped vanities, heated floors, an oversized dual-head walk-in shower, and a multi-seat sauna and steam room with Vichy shower and custom tile. Direct access to the side deck and private hot tub completes this luxurious retreat. Rounding out the main level is a generously sized second bedroom with a large walk-in closet, a third bedroom, a full hall bath with glass-enclosed shower, and a convenient mudroom with access to the attached 1-car garage. The finished lower level provides additional living space with a spacious recreation room overlooking the river, an electric fireplace with a stone surround, a wine room, a full bath, a laundry room, and space to add a potential fifth bedroom. Outside, the riverfront setting truly shines, with a wrap-around porch extending to a spacious deck overlooking the Fox River and open green space, framed by towering trees for exceptional privacy. The deck provides an inviting setting for outdoor dining, summer gatherings, or relaxing in the hot tub, while the grill and riverfront fire pit make entertaining effortless. The fully fenced yard offers plenty of space to enjoy the outdoors, while the quiet river invites fishing, boating, and jet skiing right from home. The detached heated 3-car garage offers abundant space and electrical capacity for hobbies or a workshop. Above, a private entrance leads to fully finished living quarters with a full kitchen and dining area, living room with a Murphy bed, a full bath, and private deck. This versatile space is ideal for guests, a home office, gym, extended living, or potential short-term rental use. Ideally located within the highly rated St. Charles School District 303 and just minutes from downtown St. Charles, this one-of-a-kind Fox River property offers a rare combination of quality construction, thoughtful renovation, wooded privacy, versatile living spaces, and an extraordinary riverfront lifestyle.

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Property at a Glance: 6N477 IL Route 31

This residential property at 6N477 IL Route 31, St. Charles, IL 60174 is for sale at $1,199,000. The home has 4 bedrooms, 4 bathrooms and 3,108 square feet of living space. It was built in 1955 and sits on a lot of 2 acres. That comes to about $386 per square foot. Reach out to set up a showing or ask for more details about this home.

Snapshot

Status
For sale
Price
$1,199,000
Bedrooms
4
Bathrooms
4
Full Baths
4
Property Type
Residential
Year Built
1955
Square Feet
3,108
Lot Size
2 acres
Days on Market
57
MLS #
MRD12749931
Price per Sq Ft
$386
County
Kane

Nearby Schools

  • Elementary SchoolWild Rose Elementary School
  • Middle SchoolWredling Middle School
  • High SchoolSt Charles North High School

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Property Details

Building
Property Type: Residential
Year Built: 1955
Land
Lot Size: 2 acres
View: Water
Lot Features: Wooded, Mature Trees
Waterfront: River Front, Waterfront
Money
Community: Lake, Street Paved
Annual Tax: $15,560
County: Kane
School District: 303
Association Includes: None
HOA: Not provided
HOA Fee: $0 (frequency not provided)
Rooms
Heating: Gas, Forced Air, Sep Heating Systems - 2+, Radiant Floor
Cooling: Central Air
Appliances: Microwave, Dishwasher, Refrigerator, Bar Fridge, Washer, Dryer, Stainless Steel Appliance(s), Wine Refrigerator, Range Hood, Water Softener Owned, Gas Cooktop, Oven
Interior: Cathedral Ceiling(s), Steam Room, Sauna, Wet Bar, 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s), Historic/Period Mlwk, Beamed Ceilings, Open Floorplan, Granite Counters
Flooring: Hardwood
Fireplace: Wood Burning
Basement: Finished, Partial Exposure, Rec/Family Area, Storage Space, Full
Rooms: 10
Laundry: In Unit
Windows: Skylight(s), Double Pane Windows
Structures
Garage Spaces: 4
Parking: Asphalt, Circular Driveway, Garage Door Opener, Heated Garage, Garage, Yes, Garage Owned, Attached, Detached, Owned
Construction: Cedar
Roof: Asphalt
Foundation: Concrete Perimeter
Fencing: Fenced
Patio and Porch: Deck
Exterior Features: Hot Tub, Outdoor Grill, Fire Pit, Lighting
Systems
Sewer: Septic Tank
Water Source: Well
Electric: Circuit Breakers, 200+ Amp Service

Living in St. Charles, IL

6N477 IL Route 31 is in St. Charles, IL, in Kane County. It is served by Wild Rose Elementary School, Wredling Middle School and St Charles North High School. Ask Rich Ayers about other homes for sale in St. Charles and what nearby homes have sold for.

Mortgage Calculator

Estimated Monthly Payment$6,063
$959,200Loan Amount
$239,800Down Payment
$1,223,407Total Interest

Principal and interest only. Taxes, insurance and HOA dues are extra.

Rich Ayers Can Answer Your Questions About This Home

Why Work With Rich Ayers?

Buying a home in St. Charles, IL goes better with a local agent on your side. Rich Ayers can set up private showings, pull the latest numbers for the area, and guide you through the offer and the closing. Call 630-430-5927 to get started. Whether 6N477 IL Route 31 is the one or you would like to see other homes nearby, reach out any time.

Local facts

Facts and context beyond the MLS description

What the numbers say about 6N477 IL Route 31 and the St. Charles area around it.

Current market context

How this home compares in St. Charles

  • $386This home per sq ft
  • $244Median per sq ft
  • 73Homes for sale like it
  • 7Average days on market

At $386 per square foot, 6N477 IL Route 31 is priced about 58% above the $244 median for 4 bedroom homes for sale in St. Charles now.

Listing timeline

Price and status history

DateEventPrice
Nov 4, 2026Active$1,199,000

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